EPFO shares stepwise guide on PM Viksit Bharat Rozgar Yojana: How salaried workers can unlock full ₹15,000 incentive

Under PM-VBRY, eligible first-time EPFO-registered employees earning up to ₹1 lakh monthly may receive incentives of up to ₹15,000. The first installment is paid after six months of service; here's how to avail the second installment… 

The Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) is a welfare scheme for salaried workers and employers. Launched in August 2025, it provides “employment linked incentives” over a two-year period from 1 August 2025 to 31 July 2027, with an outlay of ₹99,446 crore.

Salaried employees earning up to ₹1 lakh per month are eligible for incentives of up to ₹15,000 each, to be paid through the Direct Benefit Transfer (DBT) system to their Aadhaar seeded bank account, according to the scheme document.

PMVBRY: What is the scheme?

Overall, the scheme comprises two parts — Part A which incentivises first time joiners to the workforce, and Part B which incentivises employers to generate and sustain employment, as follows:

• Part A: One-time incentive of up to ₹15,000, in two installments (each for a maximum of ₹7,500) to assist first time employees, earning up to ₹1 lakh per month. The incentive is calculated based on your one completed month EPF wage, capped at ₹15,000.

The first instalment is paid after six months of service and the second after 12 months of continuous service, following completion of a financial literacy programme. A portion of the incentive is invested in a designated savings instrument, encouraging financial security and savings and can be withdrawn by the employee at a later date.

• Part B: Support to employers, incentivising creation of additional employment for two years. For employers in the manufacturing sector, the incentives will be provided for four years. Employers are eligible for up to ₹3,000/month for two and four years respectively, for every eligible additional employee retained for at least six months.