Changing jobs doesn’t mean closing your NPS account. Your PRAN stays with you, your corpus remains invested, and contributions can continue through your new employer’s Corporate NPS or, if there isn’t one, under the All Citizen Model.
Changing jobs does not require you to close your Corporate NPS account or withdraw your retirement savings. Retain your PRAN, coordinate with your new employer to continue contributions, and explore the All Citizen Model if Corporate NPS is unavailable. (AI-generated image for representational purposes only) Photo credit:Livemint
When you change jobs, it is natural to wonder what happens to your retirement savings under the National Pension System (NPS). The good news is that switching employers does not mean you have to close your existing NPS account or start from scratch.
The system lets subscribers keep their Permanent Retirement Account Number (PRAN), so your retirement savings stay portable across employers. As of October 20, 2026, anyone changing jobs should check how their existing NPS account can be continued and how future contributions will be handled.
What happens to your NPS account and accumulated corpus?
Originally published by Livemint on Oct 20, 2026
Read the full article at livemint.com
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