Justin Apathy, a resident of Olmsted Township, Ohio, is the winner of the $1 million top prize in the Ohio Lottery’s VIP Millions scratch-off game. The lottery officially announced his major win on Monday, October 12, 2026. Here’s everything you need to know about the winner of the Ohio Lottery VIP Millions and more.
Who’s VIP Millions Scratch-Off Winner?
The winner of the Ohio Lottery VIP Millions scratch-off jackpot announced on October 12, 2026, is Justin Apathy, a resident of Olmsted Township, Ohio.
Financial Payout Breakdown of VIP Millions Scratch-Off Winner
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The Prize: The top prize initially provides the winner an annuity option of $40,000 per year for 25 years, totaling $1,000,000.
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The Payout Choice: Apathy chose the cash option, taking a one-time lump-sum payment of $500,000.
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Taxes & Take-Home Amount: After mandatory state and federal tax withholdings of 26.75%, his final net payout is $366,250.
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Future Plans: Apathy stated he intends to use the cash to invest and set up his future.




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