‘90% of the investment in 5 years goes up to double…’: Ekta Kapoor on real estate — key money lessons for investors

'In land where it hasn't appreciated more than 25 to 40% (which is like one in a hundred), 90% of the investment in 5 years goes up to double or 80%', Promoter and Joint Managing Director of Balaji Telefilms, Ektaa R Kapoor, has shared her views on wealth creation and the importance of real estate investments.

In a recent episode of The Ranveer Show (TRS) podcast, released on Saturday, Ranveer Allahbadia, also known as BeerBiceps, spoke to Ekta Kapoor about her family's real estate business and investment philosophy.

From saving money and investing to buying property, here are the key personal finance lessons investors can take away from the discussion.

How did Ekta Kapoor's father approach saving and investing?

Allahbadia said, “One, congrats on the real estate business.” Kapoor said her father entered the real estate business at 65, demonstrating that it is possible to explore new opportunities later in life.

She said, “My dad (Jeetendra Kapoor) and my brother (Tusshar Kapoor) have done it, and what is exciting to know is my dad started this business in his 65th year. He is 84 now, and he has grown in a whole new medium, which is a big learning for young people: that you can start at any age.”

How to save and invest money for the future?

She explained how her father's upbringing influenced his attitude towards money.

Ekta Kapoor said, “My father is a very big family man, but he came from...from a chawl. So his belief was that when money comes after a lot of struggle in life, you save it; you don't spend it.”

“And his thing was that we should invest money; it was that middle-class mentality that an Indian father has, to save for the children,” she added.

Allahbadia added, “But also an attacking mentality, to invest and multiply wealth.” Kapoor explained how her father combined saving with investing.

She said, “When you have that. You have to know how to save. Then with those savings, you learn to invest. So from there, he decided to make his first FD. So some money is safe. Then invest in land.”